Deposit interest rates

  • Term deposit

    per year, from 14.11.2016

    EUR USD
    1-3 months 0,20% 0,20%
    4-6 months 0,40% 0,40%
    7-9 months 0,60% 0,60%
    10-12 months 0,80% 0,80%
    13-18 months 1,00% 1,00%
    19-24 months 1,20% 1,05%
    25-60 months 1,50% 1,10%
    61-120 months 2,00% 1,20%

    Interest rates for deposits with monthly interest payments are lower by 0.05%, in case of concluding term deposit agreement in bank office interest rates for deposits are lower by 0.10%, while the rate does not become negative (=0.00%).

    Interest rates in the table apply to deposits up to 150 000 euros or it's equivalent per client. The terms and interest rate for larger deposits should be negotiated with the financial markets department by phone +372 669 0943.

    Additional interest is available to private customers’ deposit account after a 3-year operating period from concluding an operating account agreement with Krediidipank. Additional interest +0.05% is added to the regular interest rate (excl. SEK, GBP) of term deposit.

    The interest rate for SEK and GBP deposits is 0% independent of additional terms and conditions.

  • Savings deposit

    per year, from 14.11.2016

    EUR
    6 months 0,20%
    7-9 months 0,30%
    10-12 months 0,40%
    13-18 months 0,50%
    19-24 months 0,60%
    Interest rates for deposits with monthly interest payments are lower by 0.05%, while the rate does not turn negative (=0.00%)
  • Operating deposit (EUR)

    per year on daily basis 0.02%
    monthly accrued interest remaining below 0,05 EUR will not be paid

  • Children’s deposit (EUR)

    per year on daily basis 2.0%
  • Current account rates (EUR)

    per year on minimum monthly balance 0.01%
    monthly accrued interest remaining below 0,05 EUR will not be paid